Credit Risk Retention by Securitizers

The OCC, FRB, FDIC, SEC, FHFA, and HUD have issued a final rule to implement the credit risk retention requirements of section 15G of the Securities Exchange Act, as added by section 941 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Under the rule, the securitizer of asset-backed securities must retain a minimum of 5% of the credit risk of the assets collateralizing the asset-backed securities. The rule includes a number of recordkeeping and disclosure requirements.

The latest form for Credit Risk Retention by Securitizers expires 2021-06-30 and can be found here.

Standard Risk Retention - Horizontal Interest

Federal Enterprise Architecture: Economic Development - Financial Sector Oversight